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Credit to the Wise.com is a free resource website on credit issues and debt management. We provide information, articles, links and services on your credit, who compiles your credit reports, how your score is measured, and information on managing your debt. We offer 3d party tools and services on how to repair your credit and manage your debt. We do not collect any information from you, nor do we sell any of your information from our site to any outside party.
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Latest Articles
“SAFETY NET” Credit Scoring Factor
Lenders and credit card companies use your credit score to help determine how likely it is that you will pay back the money they lend ...
How Many Credit Accounts Should I Have?
Many people ask me, “How many credit account should I have?” I could give you a “Well, it depends...” kind of answer, but you ...
Need Cash? Try an “Income Blitz”
If you HAD to earn a bunch of money in a short amount of time, could you? Let’s say a friend, a family member, ...
They ARE Plotting Against You – Watch Out For Universal Default!
Almost all credit card companies have adopted the policy of Universal Default. So what is Universal Default? This is the legal right for them to ...
Universal Default – Yes, They ARE Out To Get You!
Read the fine print of virtually EVERY credit card agreement these days, and you will find a hard to understand clause called “Universal Default”. ...