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Credit to the Wise - Fix Your Credit, Get Out of Debt, and Get On With Your Life
Free resources on how to repair your credit, from viewing your credit reports to fixing your score to consolidating your debts. Yes, you have the ability to do all of this!
Latest Articles
“SAFETY NET” Credit Scoring Factor
Lenders and credit card companies use your credit score to help determine how likely it is that you will pay back the money they lend ...
How Many Credit Accounts Should I Have?
Many people ask me, “How many credit account should I have?” I could give you a “Well, it depends...” kind of answer, but you ...
Need Cash? Try an “Income Blitz”
If you HAD to earn a bunch of money in a short amount of time, could you? Let’s say a friend, a family member, ...
They ARE Plotting Against You – Watch Out For Universal Default!
Almost all credit card companies have adopted the policy of Universal Default. So what is Universal Default? This is the legal right for them to ...
Universal Default – Yes, They ARE Out To Get You!
Read the fine print of virtually EVERY credit card agreement these days, and you will find a hard to understand clause called “Universal Default”. ...