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Articles and Tips January, 2008

Seven Steps to Disputing Bad Credit – A Do It Yourself Job

If you have less than stellar credit, one option is to try and repair your credit report yourself. Having a good credit score is important for almost any major activity in life, including obtaining a mortgage, car loan, and even car insurance. In addition, more and more employers are beginning to review a candidate’s credit score and credit history as a factor in making their hiring determination. If you have poor credit, not ...

Credit Repair - The Process, and How to Detect Scammers

Strike while the iron is hot! That is exactly what scammers and fraudsters are doing with credit repair. Because of the current financial crisis, more and more people are getting into uncontrollable debt and, as a consequence, many of these people are seeking help. There is help available, but telling the difference between legitimate organizations who offer assistance and duplicitous fraudsters who are out to take advantage of the current credit crunch is nearly ...


Latest Articles

“SAFETY NET” Credit Scoring Factor
Lenders and credit card companies use your credit score to help determine how likely it is that you will pay back the money they lend ...

How Many Credit Accounts Should I Have?
Many people ask me, “How many credit account should I have?” I could give you a “Well, it depends...” kind of answer, but you ...

Need Cash? Try an “Income Blitz”
If you HAD to earn a bunch of money in a short amount of time, could you? Let’s say a friend, a family member, ...

They ARE Plotting Against You – Watch Out For Universal Default!
Almost all credit card companies have adopted the policy of Universal Default. So what is Universal Default? This is the legal right for them to ...

Universal Default – Yes, They ARE Out To Get You!
Read the fine print of virtually EVERY credit card agreement these days, and you will find a hard to understand clause called “Universal Default”. ...

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